Formula
Processing fee = amount x percentage fee + fixed fee. Net payout = amount - processing fee. Reverse price = (target net + fixed fee) / (1 - percentage fee).
Payment processing calculator
Stripe Fee Calculator
Estimate Stripe processing fees and net revenue for online card payments. Enter your transaction amount, percentage fee, fixed fee, and target net amount for reverse fee planning.
Calculate Stripe fees
Processing fee
$0
Net payout
$0
Charge to receive target net
$0
Effective fee rate
$0
Example
For a $100 payment at 2.9% plus $0.30, the estimated fee is $3.20 and the net payout is $96.80.
Useful for
SaaS pricing, ecommerce products, subscriptions, invoices, digital goods, and payment cost planning.
Stripe fee notes
Stripe pricing can vary by country, payment method, international card, currency conversion, dispute fee, and account agreement. Confirm current rates in your Stripe dashboard.
FAQ
Can this calculate the gross amount needed for a target net?
Yes. Enter the target net amount and the calculator estimates the gross charge needed after processing fees.
Does this include chargebacks or currency conversion?
No. This page estimates basic processing fees only unless you manually add those costs into your pricing.