Formula
Fee = amount x percentage fee + fixed fee. Net received = amount - fee. Reverse price = (target net + fixed fee) / (1 - percentage fee).
Online payment fee estimator
PayPal Fee Calculator
Estimate PayPal processing fees, net received, and the amount you may need to charge to cover fees. Adjust percentage and fixed fees for your country, account type, or transaction setup.
Calculate PayPal fees
Fee on payment
$0
Net received
$0
Charge to receive target net
$0
Effective fee rate
$0
Example
For a $100 payment at 3.49% plus $0.49, the estimated fee is $3.98 and the net received is $96.02.
Useful for
Freelancers, ecommerce sellers, invoices, digital products, service quotes, and marketplace pricing.
PayPal fee notes
PayPal rates vary by country, currency, transaction type, card funding, and account setup. Use this calculator as a planning estimate and confirm current fees in your PayPal account.
FAQ
Can this calculate how much to charge to cover fees?
Yes. Enter your target net amount and the calculator estimates the gross charge needed after PayPal fees.
Are PayPal fees always the same?
No. Fees can change by country, currency, transaction type, and account terms.